/* Credit Canada — payload loader (non-blocking scroll) */
.cc-sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.cc-payload-loader {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 99990;
  padding: 0.65rem 1rem calc(0.65rem + env(safe-area-inset-bottom, 0));
  background: linear-gradient(180deg, transparent, rgba(10, 22, 40, 0.88));
  pointer-events: none;
  transition: opacity 0.45s ease, transform 0.45s ease, visibility 0.45s ease;
}

.cc-payload-loader__panel {
  max-width: 720px;
  margin: 0 auto;
  padding: 0.55rem 0.85rem;
  border-radius: 10px 10px 0 0;
  background: rgba(255, 255, 255, 0.96);
  box-shadow: 0 -4px 24px rgba(0, 0, 0, 0.12);
  pointer-events: auto;
}

.cc-payload-loader__title {
  margin: 0 0 0.15rem;
  font-size: 0.95rem;
  font-weight: 700;
  color: #0a1628;
}

.cc-payload-loader__text {
  margin: 0 0 0.45rem;
  font-size: 0.82rem;
  color: #4b5563;
}

.cc-payload-loader__progress {
  height: 4px;
  border-radius: 999px;
  background: rgba(19, 42, 74, 0.1);
  overflow: hidden;
  margin-bottom: 0.35rem;
}

.cc-loader-progress-bar {
  display: block;
  height: 100%;
  width: 12%;
  border-radius: inherit;
  background: linear-gradient(90deg, #132a4a, #3e46ac);
  transition: width 0.35s ease;
}

.cc-payload-loader__steps {
  margin: 0;
  padding-left: 1rem;
  color: #0a1628;
  font-size: 0.78rem;
  line-height: 1.35;
}

.cc-payload-loader__steps li {
  margin-bottom: 0.1rem;
  opacity: 0.55;
}

.cc-payload-loader__steps li.is-active {
  opacity: 1;
  font-weight: 600;
}

.cc-payload-loader__steps li.is-done {
  opacity: 0.85;
}

.cc-payload-loader.is-cc-leaving {
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  pointer-events: none;
}

@media (prefers-reduced-motion: reduce) {
  .cc-payload-loader,
  .cc-loader-progress-bar,
  .cc-payload-loader.is-cc-leaving {
    transition: none !important;
  }
}